What Should I Do With a Tax Refund?

So you filed your tax return and got news that a tax refund will hit your bank account in the next few weeks. Naturally, your next question is: “What Should I Do With a Tax Refund?” 1. Reduce your credit card debt. You probably wouldn’t pay someone 15% (the average credit card interest rate for…

Save Money With This Holiday Budget Plan

You can save money this holiday by scouring online deals and making homemade gifts, but a holiday budget plan will ensure you’re prepared not to overspend. Here’s your simple guide to creating a holiday budget that will keep you out of debt.  Know your starting point Before you create a holiday gift list or invest…